Well, this theme has had me stumped since I got the list but as luck would have it, a tutorial was just posted on a website that I follow showing how to make a photo with text. Rather than inserting part of a story or other text, though, I simply used a screen full of xes (x's - ???) with a photo of our granddaughter, Gabrielle, when she was little. I added the gradient to give it a more girly feel rather than leave it as a B&W but then found it was a bit washed out so drew the soft line around her for more definition. Great fun!